Borrow from Us for 0% interest*

You read that right. Zero interest. Just use your crypto as collateral.

No credit checks

Our process only looks at your wallet assets. We don’t pull credit checks ever.

Flexible terms

Pick your own repayment terms with interest rates as low as 0%.

Sign up is fast and easy

The process can be completed in the app in as little as ten minutes.

Loan Calculator

0% 3.95% 7.75% 9.95%
10% LTV 20% LTV 33% LTV 50% LTV
  • 1 yr
  • 1.5 yrs
  • 2 yrs
  • 2.5 yrs
  • 3 yrs


You can borrow as much as...

Total Loan


Monthly Interest


Total Interest


Abra Borrow rates

Customize Abra Borrow to suit your needs with flexible loan terms.

  • 0% APR

    with 10% LTV

  • 3.95% APR

    with 20% LTV

  • 7.75% APR

    with 33% LTV

  • 9.95% APR

    with 50% LTV

The no hassle personal loan

Use the funds in your trading account as collateral to get your loan. Complete the application in minutes.

Borrow TUSD, USDC and PAX stablecoins.

Loans on your terms

Enjoy flexible terms with no principal payments required throughout the life of the loan. You can pay interest only or pay the full balance without any hidden fees or penalties.

Loans in minutes

Unlike traditional banks that require paystubs, tax returns, and credit checks, Abra’s process is completed end-to-end in minutes all from the convenience of the app.



Abra Borrow is a new lending program that lets you take out a loan using your Bitcoin or Ethereum holdings as collateral. The interest rate on the loan is calculated based on the loan-to-value ratio (the more collateral, the lower the interest rate) and on the loan term (the shorter the loan, the lower the interest rate). Abra Borrow is rolling out across select areas, with more on the way soon.

Getting started with an Abra Borrow loan only takes a few steps. If you are an existing Abra user, then you can fund the loan using your BTC or ETH balance. If you are new to Abra, just set up and fund your wallet with BTC or ETH (or buy some through the app) and then set up the loan. There are no employment checks or credit history checks when opening an Abra Borrow loan. All you need is the collateral.

Initially, Abra Borrow will use Bitcoin and Ethereum as collateral. Loans are issued in US dollar stablecoins — all loan origination processing is handled right in the app.

Interest rates are fixed for the life of the loan and are calculated based on how much crypto collateral you apply to the loan and for how long you decide

You can borrow up to $110,000 (the exact amount will vary depending on location).

Learn more by checking out our support FAQs or by contacting us at